For all residents of Michigan, motorcycle insurance is mandatory. In fact, keeping your motorcycle covered with insurance is required in all but 3 states. Generally, this means you cannot tag a motorcycle or scooter without presenting records showing your motorcycle is covered with insurance to the personnel. With that being said, motorcyclists should not have to experience exorbitant premiums. The best technique to find the best deal on Battle Creek motorcycle insurance is to review the policies available from top insurers. Be sure to type in your zip code to start research for the right rates, or browse further down to discover the ins and outs of motorcycle insurance in Battle Creek, not to mention all of the state.
If you’re considering motorcycle insurance in Battle Creek, you will find a few different sorts of policy coverage you can choose from. These kinds of protections consist of bodily injury liability, property damage liability, underinsured and uninsured driver, collision, and comprehensive insurance coverage.
For motorcycles that are leased or financed, comprehensive motorcycle insurance is usually required.
State Minimum Requirements For Motorcycle Insurance
Michigan has regulations mandating the minimum sum of maximum liability you will have to carry. Oftentimes, you will see these liability thresholds listed as 3 cash figures, similar to $20,000/$40,000/$10,000. The initial pair of dollar amounts are the minimum coverages for bodily injury liability. The first is for a single individual in an accident, the next for all individuals put together. The third figure represents maximum liability for damage to property.
Always remember that standard motorcycle liability insurance coverage will not give protection to the motorcyclist, the the motorbike, or a two-up rider. Nope, it just covers your legal exposure for damage to other motorists or properties in a crash.