Motorcycle Insurance Michigan (MI)

With nearly 3300 miles of shoreline, the state of Michigan offers some of the best riding in the country. Not surprisingly, to cruise the Wolverine State’s highways and byways on two-wheels, you’ll have to carry motorcycle insurance coverage. After all, it’s the law.

Right here at Michigan Motorcycle Insurance, we help riders like you get the best coverage and cheapest monthly premiums available by performing online comparisons of rival motorcycle insurers. Getting started takes less than 10 seconds. Just submit your zip code.

Motorcycle Insurance: Michigan Laws

Motorcycle liability insurance is compulsory in the state of Michigan. Liability coverage provides protection from claims arising from injuries or damage to other people or property. Your liability coverage must meet or exceed certain minimum thresholds for bodily injury to others and damage to third party property.

• $20,000: Liability Coverage for Personal Injury of a Single Party in an Accident
• $40,000: Liability Coverage for Personal Injury to All Persons in an Accident
• $10,000: Liability Coverage for Damage to Property

If minimizing costs is your number 1 goal, only getting insured up to these thresholds is your best option, but a lot of riders go with more than this. After all, The Insurance Research Council has found that 17% of Michigan road users drive without insurance. You may want to consider Uninsured Motorist coverage so that you will be covered if the other motorist is uninsured.