At Michigan Motorcycle Insurance, we believe that riders should not have to experience extravagant premiums. The only technique to unearth the best deal on Saint Clair Shores motorcycle insurance is to compare and contrast the rates available from competitive insurance providers. You can enter your zip code into the field provided to start comparing prices for the optimal plan. Or, browse further down to understand the the inner workings of motorcycle insurance in Saint Clair Shores, and also the rest of the state.
Motorcycle Insurance: Michigan Laws
As a motorcyclist in the Wolverine State, you don’t necessarily need to have a really expensive policy. According to state law, only motorcycle liability insurance is considered necessary. Liability coverage provides protection from claims arising from injuries or damage to other people or property. Your liability coverage must meet or exceed specific minimum thresholds for bodily injuries to others and damage to others’ property.
- $20,000: Liability Coverage for Personal Injury to a Single Person in an Accident
- $40,000: Liability Coverage for Personal Injury of All Parties in an Accident
- $10,000: Liability Coverage for Damage to Property
If price is your only goal, only getting insured up to these minimums is your best option. However, keep in mind: liability insurance only helps if you are at fault in the collision. Imagine if you get struck by a driver who doesn’t have insurance? To protect yourself, you need Uninsured Motorist protection. To protect your motorcycle itself, you need a comprehensive or full coverage motorcycle insurance policy.
For additional information, please see this page.