For all residents of Michigan, motorcycle insurance coverage is required.

Nevertheless, we believe that riders shouldn’t be faced with ridiculous rates. The best means by which to get the lowest price on motorcycle insurance in Dearborn is to review the insurance plans provided by contending insurance companies. You can type in your zipcode to begin research for the best plan. Or, read the following to discover the details of motorcycle insurance in Dearborn, as well as all of Michigan.

Motorcycle Insurance: Michigan Laws

Michigan riders don’t necessarily have to purchase a really expensive policy. Under the law, only motorcycle liability insurance is mandatory. Liability insurance pays to reimburse other drivers for medical costs and the replacement of property lost in an accident. Your liability insurance coverage must satisfy or surpass specific minimum caps for bodily injuries to others and damages to 3rd party property.

• For Injury to a Single Party: $20,000
• For Injury to All Persons: $40,000
• For Damages to Personal Property: $10,000

Trying to figure out how much coverage to carry? Yes, only having $20,000/$40,000/$10,000 in MI motorcycle insurance is the lowest priced option. On the other hand, less coverage equals higher risks that your insurance payout won’t cover your total medical costs if you injure or are injured by another motorist. Remember that the cost of medical care and personal property often increases much faster than legislation is changed. For more information, please see this page.