According to Michigan guidelines that cover Michigan, motorcycle insurance is obligatory. In reality, having your motorcycle insured is mandatory in every state except for Montana, Washington, and Florida.

Still, we believe that motorcyclists shouldn’t need to be handicapped by inflated prices. The only way to get the best deal on motorcycle insurance in Bay City is to assess the policies offered by rivalling companies. Please be sure to enter in your postal code into the field above to start searching for the right policy

Motorcycle Insurance: Michigan Laws

Riders in Michigan don’t always have to purchase a policy that costs a ton. Under the law, only motorcycle liability insurance is required. Liability coverage is insurance against legal liability to pay compensation and court costs where the insured has been found negligent in respect of injuries sustained by another person or damage to his/her property. Your liability insurance coverage must meet or surpass specific minimum limits for bodily injuries to others and damages to third party property.

• $20,000: Liability Coverage for Personal Injuries to a Single Person in an Accident
• $40,000: Liability Coverage for Personal Injury of All Parties in an Accident
• $10,000: Liability Coverage for Damage to Property